Tag: Community Association Insurance

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Why Appropriate Insurance Coverage Can Help Your Association Clients Avoid Costly Litigation

The increasing frequency and intensity of natural disasters—from wildfires to hurricanes—makes the procurement of appropriate insurance coverage more important than ever for community associations. If your clients don’t understand their responsibilities in this area under the governing documents and applicable state laws, they could end up in costly litigation. A North Carolina condo association and…

Association’s Allocation of Insurance Proceeds Leads to Lawsuit Loss

The increasing frequency and intensity of natural disasters—from wildfires to hurricanes—makes the procurement of appropriate insurance coverage more important than ever for community associations. If your clients don’t understand their responsibilities in this area under the governing documents and applicable state laws, they could end up in costly litigation. A North Carolina condo association and…

Association Swimming Pools: To Lifeguard or Not to Lifeguard?

The conundrum of whether to provide lifeguards is real. “It creates an interesting debate within boards, and not everyone agrees,” says Kelly Richardson, a partner in the law firm Richardson Ober De Nichilo in Pasadena, Calif. “It’s not a bright-line issue with easy answers.” Here are some of the factors you should make sure your…

Are You Covered? Must-Have Insurance for Today’s Managers

Times change, and so do your risk exposures. That means your long-time general liability and property insurance policies may not be sufficient to provide the coverage you need these days. “I’m concerned about managers being stuck paying $20,000 to $100,000 in legal fees, not even including the settlement or judgment,” says Steven Fischer, vice president…

What Community Association Managers Worry About These Days

With COVID-19 vaccinations widely available and government restrictions dramatically loosened, community association managers have more bandwidth to deal with matters that might have been neglected during the pandemic. We asked some of our experts about the issues they were now turning their attention to. Unfortunately, while COVID concerns have receded, they’ve been replaced with a…

On the Radar: Current Issues Confronting Community Association Managers

With COVID-19 vaccinations widely available and government restrictions dramatically loosened, community association managers have more bandwidth to deal with matters that might have been neglected during the pandemic. We asked some of our experts about the issues they were now turning their attention to. Unfortunately, while COVID concerns have receded, they’ve been replaced with a…

Are You Sure You’re Covered? Filling The Insurance Gaps for Association Managers

Community association boards of directors often rely heavily on their managers to help them obtain insurance coverage for the association and the board. But what about the managers themselves? According to insurance professionals, many managers have insufficient protection, whether because of misunderstandings about their coverage under association policies or other reasons. “Many managers mistakenly believe…

Solar Power in Community Associations: What Can — and Can’t — Associations Do About Owners’ Solar Projects?

Polling shows more people than ever are concerned about climate change — and people have always been concerned about their bottom lines. Whether driven by environmental concerns, financial considerations, or both, owner interest in solar power is on the rise in many communities. And, while neighbors may have aesthetic and other objections, state laws might…

How to Handle “Chronic Complainers” in the Community

Most community association managers have run into the unpleasant phenomenon of the “chronic complainer” in at least one of their communities. Owners who are never happy and may even turn to the courts for relief, no matter how minor the issue, can cause some frustrating and costly headaches. A judge in the Chicago area recently…

Defibrillators: Help Your Associations Navigate the AED Installation Question

The ready availability of automated external defibrillators (AEDs) significantly improves the odds that the victims of sudden cardiac arrest will survive, so it might seem like a no-brainer for community associations — especially those with aging populations — to install the devices. Although more associations are doing so, it’s important to understand some of the…